The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. Rocket Visa Signature Card vs. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. 8 cents each, they can be worth much more when transferred to travel partners. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. 24%, 25. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Wells Fargo Reply BrutalBodyShots • Additional comment actions. 00 cash back per year with Citi Double Cash Card and $240. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. Both cards offer a $200 welcome offer bonus. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. The Citi Double Cash® Card is also a flat-rate cash back card like the American Express Cash Magnet Card, but it earns up to an unlimited 2% cash back on purchases — 1% when purchases are made. Credit. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. But the Citi Custom Cash Card would. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. 24% - 29. 01 in any bank, or you can transfer points to a few airlines / hotels. Wells Fargo Active Cash® Card. Concierge service, 24/7. 2% total cash-back. supermarkets, U. If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. Cash back rate. 3. 5% card. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. Application Link. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Using this card. 24%, or 29. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. Plus, the card’s lengthy. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. JS by Jason Steele. 5% cash back, a $200 bonus and 0% for 12 months. You simply swipe your card and let the cash back rewards pile up. Finally, they cash out at a standard . However, your earning potential can be higher if you’re spending habits don’t align with the bonus tiers. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. Annual fee: $95. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Citi Double Cash. Though we value Capital One miles at around 1. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. That's not exactly what I said. You must select Apply Now on this page to take advantage of this specific offer. Citi Double Cash Card vs. 3. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. 24%, 25. Wells Fargo Active Cash vs. The Wells Fargo Active Cash® Card offers a flat 2% cash rewards on purchases — one of the highest flat rewards rates available. com database is $181. The Fidelity Card requires a Fidelity account to deposit the money into. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. Who the. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. $0. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Citi Diamond Preferred highlights. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. And Wells Fargo no longer has a minimum rewards redemption requirement. 3% back on. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. Citi Double Cash® Card. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Synchrony Premier World Mastercard® * vs. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. Other cash back cards earn more back. (SUB + 2% of 10K) same spend but double the rewards. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. That being said, I don’t use this setup. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Credit Cards. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Jump to. Wells Fargo Active Cash® Card Best cards to pair with the Citi Double Cash Card When pairing credit cards, it’s best to choose a card that supplements and even makes. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. Based on identical spending inputs, you’ll earn $201. For example, the Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and the Citi® Double Cash Card. Citi Double Cash vs. $0 . Currently, the Citi Double Cash doesn’t. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash. . Wells Fargo Active Cash® Card vs. The Double Cash provides 18 months of 0% introductory APR on balance transfers. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. But if you spend $10000 with this new card, you’ll get $400. 1. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. )Time Codes:0:00 - Intro0:54 - Who benefits from these cards?1:30 - How the 2% is earned1:52 - WF vs. (Though paying statement balances in full. The card offers 2% cash back on everything – 1% back when. Rewards Rate. For a $0 annual fee, the card earns 2% cash. Chase Sapphire Preferred;No annual fee. I wouldn't want a Wells Fargo account and I think Citi has the most stable product currently. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. Crucially, there's no FTF, unlike the Citi Double Cash, Paypal Cashback, or Wells Fargo Active Cash. $200 SUB with $500 spend on the WF AC, vs. Wells Fargo Autograph: 3x restaurants, travel, gas, streaming, phone (plus replacement). Unlike. Wells Fargo Reflect® Card. 24%. Was with you up until the cancellation part. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. You can find all the details in our Wells Fargo Active Cash review. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. The Money Hub. The Wells Fargo deals pay out quick. Bank of America Unlimited Cash Card vs. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. Best for flat-rate cash back. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Wells Fargo Active Cash vs Citi Double Cash . AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Special Offer. Wells Fargo Active Cash® Card. 24% - 29. Citibank offers a bigger cash bonus opportunity — up to $2,000. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. The card also comes with cellphone protection of up to $600 of cell phone. At. According to a LendingTree study, the average credit card sign-up bonus in 2022 was $157 — making this a competitive bonus. This 2% card has a $200 SUB. Sign-up bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. . Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. See related: Wells Fargo Active Cash vs. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Once the introductory period is over, the regular APR ranges from 19. You will earn unlimited 2% cash rewards on all of the purchases that you make. Best Credit Cards of November. Are you OK with category spending or do you want a general spending card? General spending card. 6 min read Sep 08. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. 24% to 28. As you get the entire 2% back two days after the statement cycle closes. Articles; Reviews; Compare; Surveys;. Look up Alliant credit Union signature visa 2. Both good cards, both have their uses. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. The major difference between the Citi Double Cash vs. 24%, or 29. Up to 2% cash back. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. Wells Fargo Active Cash® Card. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Wells Fargo Active Cash vs. Wells Fargo Reflect® Card: Best balance transfer card. ) has been far better than Synchrony Bank on my Sam's Mastercard. With the Double Cash Card, however, you earn 1% when you make the purchase and. Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Points are worth 50% more when redeemed for. Bonus Card Option: Wells Fargo Active Cash Card. 1. It's also best if you need to pay off a high interest credit card. Simply pick up the phone to call Visa Signature Concierge. 8. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. 01 in any bank, or you can transfer points to a few airlines / hotels. The Citi Double Cash® Card is a longstanding leader among cash-back cards. Plus, you can earn 2% cash rewards on all purchases. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. You have the right. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. The Citi Double Cash has no SUB. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. Wells Fargo Active Cash Card Review 2022. com purchases. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. I just don't like the more limited visibility into WF. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. 73. Citi Double Cash® Card. Skip To Content Toggle Menu Back. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. 31 back. The American Express Blue Business Cash™ Card. $0. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. See the pros and cons of each card and how to choose. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. 00 with Wells Fargo Active Cash Card. Wells Fargo is stingy on credit limits. For context, the average annual rewards payout from the cashback credit cards in the investor. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. would all get 2% instead of 1%. 5% cards do. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. Wells Fargo Reflect® Card. Though we value Capital One miles at around 1. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. Bank of America Unlimited Cash Rewards vs. Aside from the annual fees (the Amex Blue Cash Preferred Card has an annual fee of $0 intro for the first year, then $95, while the Blue Cash Everyday® Card from American Express has no annual. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. Its main quirk is how the card. Its main quirk is how the card. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Citi Double Cash. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. Slickdeals. The Autograph has car rental CDW and no foreign transaction fees. That can make a big difference if you ever find yourself outside the U. This bonus offer will be fulfilled as 20,000. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The new welcome offer brings it in line with other cash-back credit cards on the market. Cash Wise Visa has 1. PayPal Cashback Mastercard®. 24 percent. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). 24%. Citi Simplicity cons. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. If you like the simplicity of Citibank’s Double Cash card, you can opt instead for the Capital One QuickSilver (1. Wells Fargo Active Cash® Card (rates and fees). Active Cash. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. Citi Double Cash Card. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Never had that problem with any other card. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. 99%. ProsDoorDash Rewards Mastercard® vs. I will say I've had multiple Citi merchant offers not pay me out after redeeming. 84 that could reasonably be charged to a credit card would earn $168. Synchrony Premier World Mastercard. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. That describes the Citi Double Cash® Card. Citi Double Cash Card vs. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the first 90 days of account opening. Wells Fargo Active Cash® Card. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. It offers a whopping 2%. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. Wells Fargo Active Cash vs. $0 annual fee. It also earns an unlimited 2%. Annual fee: $0. 24 percent to 26. That's not exactly what I said. Citi® Double Cash Card vs. ”. Citi Double Cash; Chase Freedom Unlimited vs. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. Also, cash back rewards do not expire as long as your account stays open. Based on identical spending inputs, you’ll earn $240. S. . 24% variable APR;. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. com database is $181. Wells Fargo Active Cash® Card;. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Citi Double Cash Card vs. 3. The Wells Fargo Active Cash® Card is an exception. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. At which point, I use. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. Card Name. Wells Fargo Active Cash® Card vs. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Recommended Credit Score. Platinum X5 Card from Credit One basics. 5% cash back for everyone else. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. It's also best if you need to pay off a high interest credit card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Gotcha. Citi Custom Cash vs Double Cash - One card only, which to choose?. 00 cash back per year with Citi Double Cash Card and $240. S. Citi Double Cash. 6 min read Sep 08, 2023. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Slickdeals. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. I know people hate Wells Fargo but I like my active cash and autograph card. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. Balances under $25,000 will earn 0. The card earns a flat 1. Annual fee. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. APR. The Active Cash Card offers 0% intro. The annual rewards payout assumes you charge $1,000 each month spread across. effectively earns 2% cash back everywhere (1 point per dollar when you buy, and. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. Both cards offer 2 percent cash back on all purchases, but offer different benefits. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash® Card. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. These are solid benefits for a card with no annual fee. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. Wells Fargo. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. To learn more, please visit Wells Fargo Balance Transfers. Use the accumulated cash back for a statement credit, check or direct. Tiered cards provide different cash-back rates for different types of purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. You may also call 1-800-642-4720. Also Wells Fargo has a $300 checking account bonus right now. Take a look at this table to quickly compare the primary benefits of both cards. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. 5% unlimited cash back on all purchases. Our example family typically spends $2,443 annually on flights. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. 74%, or 29. 24%, 25. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Citi Double Cash. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. 24%, or 29. Citi® Double Cash Card: Best for pairing. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. Citi® Double Cash Card. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. Citi Double Cash. 24%, 25. Citi Double Cash $200 Welcome Offer. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. Just spend $4,500 in the first 90 days of account opening. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Wells Fargo Active Cash® Card: Best cash-back card. but I prefer my Citi double cash card, which is 2% as well. Earning rates. Annual fee: $0. The Citi Double Cash Card is the winner over Discover it® Cash Back. What you should expect to be given when managing a credit card. A $ 200 cash rewards initial bonus. Rewards Rate. With the Double Cash Card, however, you earn.